Credit Karma Review
If you’ve ever done a google search for the term “Free Credit Report”, you’ll find dozens (if not hundreds) of sites offering a free credit report or free credit score. The only catch is, to get your free score, the sites require you to sign up for their credit report monitoring service. This monitoring services [...]
$50 Cash for Opening a Checking Account
1st Bank is currently running a promotion offering $50 for opening their free checking account. After seeing the offer I was expecting to see the regular stipulations when an offer like this is being promoted (i.e. direct deposit requirements, minimum balance requirements or a required number of debit card purchases each month).
However, after reading [...]
May 2009 Spending Report
It was another pretty standard month when it came to the budget and spending. After looking at the spending breakdown I realized that we are only living off of 18% of our monthly gross income. I guess with all things considered that is pretty good. I have never really looked or thought about it that [...]
May 2009 Financial Ratios
Another month past with no complaints here…
Month’s Living Expenses Covered Ratio: On goal that we would like to focus on over the next 3-6 months is getting our MLECR over 12 months. Although I’ve only got our goal (recommended) at 3-6 months we have decided that since we’ll be buying a bigger car in the [...]
(+0.42% Month / +26.28% YTD) May 2009 Networth
May has come and gone and another month has past of minimal growth to the networth…
May Highlights
- We had about a $2,000 decrease in our savings account this month because we needed a little more cash to finish the backyard. This should be the last time that we’ll need to dip into savings for a [...]


